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Mortgage Retirement Professor

Questions on Mortgage Insurance
How Can a Borrower Determine the Rate of Return on an Investment in Paying Off Mortgage Insurance, and the Investment Amount Required?

Who Does Mortgage Insurance Protect?
How Much Does Mortgage Insurance Add to My Interest Cost? How Do I Determine Whether Mortgage Insurance Makes Sense For Me? If I Only Need an 83% Loan, Does It Make Sense to Go to 85%?
Why Is Mortgage Insurance Overpriced? Why Is it Useless For Borrowers to Try to Shop for Mortgage Insurance? How Can the Cost of Mortgage Insurance Be Reduced?
Since Lenders Are Protected by Mortgage Insurance, Why Don't They Pay the Premiums? What Would Be the Advantages of a Lender-Pay System?
Under What Circumstances Do You Save Money by Paying a Higher Interest Rate to Avoid Mortgage Insurance?
Why Is the IRS Rule That Mortgage Insurance Premiums Are not Deductible Illogical?
What Are Lenders Required to Disclose About Mortgage Insurance? Which Loan Characteristics Affect the Mortgage Insurance Premium? What Are the Different Ways of Paying for Mortgage Insurance?
What Factors Affect the Relative Advantage of Taking Out a Second Mortgage in Combination With a First, Rather than Paying For Mortgage Insurance?
Why Are the Rules Regarding Termination of Mortgage Insurance So Complicated?
What Are the Current Rules Regarding Termination of Private Mortgage Insurance? What Is the Best Strategy For Borrowers Who Don't Know Which of the Rules Apply to Them?
What Are Typical Mortgage Insurance Premiums?
What Is Single File Mortgage Insurance? What Are Its Advantages and Disadvantages Relative to Traditional Mortgage Insurance and relative to Piggybacks?
What Has Been the Role of PMIs in the Mortgage Crisis of 2007-8?
What Are the Different Payment Options on Mortgage Insurance, and How Can Borrowers Determine Which Option Is Best For Them?
Why Is the Market For Private Mortgage Insurance Rigged Against Borrowers?
Was the Decision Made in the 1950s, to Make the New Mortgage Insurers Stand-Alone Firms, Well Grounded?
Will PMIs Help Borrowers Who Are Having Trouble Making Their Payments?

Why Is It That Rules Regarding the Termination of Mortgage Insurance Never Should Have Been Necessary?
MY QUESTION IS NOT HERE. I WOULD LIKE TO LEAVE IT FOR THE PROFESSOR