The mortgage professor allows you to qualify or disqualify yourself before contacting a lender. If you can’t qualify, you can decide to wait until you can, saving your time and the lender’s money, which translates into better pricing for those who do qualify.

You can shop this site as long as you want without leaving any identifying personal information. The only lender that will contact you is the one YOU select, and nobody knows who you are until you make that selection. If you elect not to proceed, your information is deleted and nobody bothers you.

Your selection decision will be based on the lender’s prices relative to those of competing lenders on the network, on the lender’s lock policies relative to those of other lenders, and on objective lender performance data provided by the professor. This contrasts with the practices of lead generation sites which sell your information to the 3 or 4 lenders that they select based on how much the lenders will pay for it.

For more information, read Mortgage Lead Generation Sites, and Mortgage Leads: Are You One?

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