Looking for unbiased advice on mortgages or retirement planning?

(you’re in the right place)


Where are you in your retirement journey?

Retirement Funds Integrator (RFI)

In or near retirement? The Professor’s Retirement Funds Integrator™ might enhance your life during retirement.

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Retirement Saver

Saving for retirement, but not enough? The Professor’s Retirement Saver may help Overcome Your Procrastination

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Shop with The Mortgage Professortm on your side

Why shop for a standard mortgage here?

Shop for a Standard Mortgage

Use the Professor’s free tool to get a mistake-free mortgage, including comparing pricing and options from a network of lenders

Why shop for a Reverse Mortgage here?

Shop for a Reverse Mortgage

Use the Professor’s unique reverse mortgage shopping tools to search for the best reverse mortgage option from a network of lenders


Grow your knowledge

Retirement planning and mortgages are complex topics that can seem daunting. Use the Professor’s educational resources and tools to help you broaden your financial literacy.


The Professor has written hundreds of articles over the past 20 years on topics including:


Reverse Mortgages

Mortgage Payoff Strategies

When to Refinance


The Professor’s mortgage tutorials are the next best thing to sitting in on one of his classes! Tutorial topics include:

Selecting an ARM vs a Fixed Rate

The Rate vs Points Tradeoff

Locking a Loan

Down Payment Amount


The professor’s calculators cover all aspects of mortgage (regular and reverse) and retirement topics, including:


Early Payoff


Mortgage Insurance

Professor. Author. Advocate.

Jack M.Guttentag – The Mortgage Professortm – is Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania. Throughout his career, Dr. Guttentag has been concerned with the difficulties faced by consumers in financial markets arising from complexity and inexperience. He tackled these challenges first in connection with home mortgages, then with reverse mortgages, and here with retirement planning – the most challenging of all!

His Retirement Funds Integrator (RFI), developed with Allan Redstone, enhances retirement plans by consolidating components that are otherwise offered as standalones, by assuring competitive prices, and by simplifying the decision process for retirees without any sacrifice in rigor.